I still remember when my younger cousin, Alex, got his first car. He was thrilled to finally have the freedom to drive wherever he wanted. But that excitement quickly faded when he started looking for car insurance. Like many first-time drivers, he was shocked to see how expensive the premiums were. It felt like the insurance companies were punishing him just for being new on the road. Alex thought he’d be stuck paying those high rates forever, but after doing some research and making a few smart decisions, he managed to find affordable coverage that didn’t drain his wallet. If…